Xiao Zhenya sits at a table drinking tea and talking. He is 57 years old, still works has an engineer. He is married with one son and he is worried about his financial future. China has a rapidly aging population, and is facing a pension problem that is equal to or even surpasses that of Western Europe or North America. Many Chinese citizens are becoming very worried about money as they are growing older, in many cases the money saved in the past doesn't buy much as China becomes more and more expensive. Retired people are beginning to look for more work to cover their expenses and give them any chance at having a savings.